Moving to Tennessee

Are You Moving To Tennessee?

Tennessee is a beautiful spot for retirees to live out their golden years, it’s paired up with Mississippi and Arkansas on the cost of food and necessities. Tennessee is the birthplace of blues and home of Elvis Presley, well you’re not alone. Its musical roots are what many often associate the volunteer state and the Memphis BBQ, of course, but this southern gem of a state is much more than that found in the southeastern region of the United States map. Tennessee has in the recent past been considered one of the best states to live in the country and for good reason.

If you’re looking to move to a state crammed with beautiful scenery and deep-rooted cultural traditions and where the cost of living is low, Tennessee is just the place for you. With a population of 6.8 million, Tennessee ranks as the #23 most populous states in the country. The eastern side of the state seats the Great Smoky Mountains where the nation’s most visited national park is a dream for anyone looking for virgin hiking trails.

Just like every other state Tennessee has a mix of larger urban areas Memphis and Nashville for example as well as many small communities that are a nice escape from the hustle and of the big city

If you’re moving to Tennessee, there are a lot of things you’re going to need to know. Luckily, you’ve come to the right place.

Moving to Tennessee

Pros and Cons of Living in Tennessee

Here are a few pros and cons to consider as you make your move to The Volunteer State:

  • Cost of living: With rates 15-25% below the national average, Tennessee offers extremely competitive prices on housing, utilities, groceries, and goods.
  • No income taxes: TN is one of only nine states that does not have a personal income tax. However, the state does tax interest and dividends at a rate of 6% through the Hall Tax. 
  • Southern history & charm: From Graceland to the National Civil Rights Museum, Tennessee is filled with historical sites. The state is also known for its classic Southern hospitality and kind, helpful people. 
  • Food & drink: Home to Jack Daniels, Tennessee whiskey is world-renowned. Not to be outdone, the state is known for its mouthwatering BBQ, catfish, cornbread, and a slew of other dishes.  
  • Music: Famously known for country music- Nashville is considered the country music capital of the world- Tennessee also has deep roots in jazz, blues, and rock ‘n’ roll. 
  • Sales tax: Tennessee doesn’t have an income tax but makes up for it by having the nation’s highest sales tax. The current rate is 7%. 
  • Transportation: Though TN cities have decent public transportation, you’ll probably need access to a vehicle to get around the state in a reasonable amount of time. 
  • Severe weather: From the occasional tornado to tropical depressions and intense thunderstorms, severe weather is inescapable in this southeastern state. 
  • Gang violence: Unfortunately, East Tennessee (specifically in the tri- cities area) is home to every major gang found in the United States. 
Tax Rates
  • Property Taxes: 0.74%. Tennessee has the 14th lowest effective real-estate tax in the country. 
  • Sales Tax: 7%. Local taxes range from 0% to 3% . When local taxes combine with the state’s base rate, total taxes can range from 7% to 10%. 
  • Income Tax: No personal income tax. The state only taxes interest and dividend income. 
Housing Market

The typical home value of homes in Nashville, TN is $340,329 according to Zillow. This value is seasonally adjusted and only includes the middle price tier of homes. Nashville home values have gone up 11.9% over the past year.

What Should I Know In 2021?

Economy Outlook

Until about 1940 Tennessee’s economy was predominantly agricultural, with cotton, tobacco, and livestock as the principal cash products. Today Tennessee’s economy has grown mainly in the service sector. However, the development of information and high-technology services has not been as rapid in Tennessee as it has been elsewhere in the region.

Tennessee’s unemployment rate stays around 5% for April and decreased 0.1%.

Between March and April 2021, employers added 9,800 jobs to the state’s economy. Officials said most of them were in retail with the accommodation and food services industry counting for the second-highest gains. The third highest gains were in professional, scientific and technical services. The size of Tennessee’s labor force grew to 3,325,306 and participation in it increase to 60.7%. 

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Traffic & Transportation

Public Transportation is available in every county in Tennessee, with a wide range of services. … Options include fixed-route service, demand-response service, express buses, local shuttles, and complementary paratransit in compliance with the Americans with Disabilities Act (ADA).

The four biggest cities in Tennessee: Nashville, Chattanooga, Memphis, and Knoxville, all rank in the bottom half of the country for traffic congestion.

Cost of living

Tennessee is packed with a country and blues culture that’s centered around Nashville and Memphis. When it comes to the cost of living in the state, you’ll find cheap rental prices compared to national rates. Homes follow a similar trend, though Tennessee has a wide range of markets depending on where you move. Residents also spend more than the national average on utilities.

Tennessee is actually a very inexpensive place to live. According to the 2021 Cost of Living Index, Tennessee ranks sixth place for the lowest cost of living in the United States. This index uses an aggregated benchmark system, where 100 is the U.S. national average. With a score of 88.7, Tennessee comes in well below the national average.

  • A single person estimated monthly costs are 968.96$ without rent.
  • Family of four estimated monthly costs is 3,448.87$ without rent.
  • Nashville is 28.33% less expensive than New York. 
  • Rent in Nashville is, on average, 47.77% lower than in New York.

Moving to Tennessee

Things to Know When Moving To Tennessee

Tennessee Climate

Tennessee has a chiefly humid subtropical type of climate in the majority of the state and oceanic, in a minor part of the east. Hot summers and cold winters are tropical, with a gradual rise in warmth in the southern regions.


Find a Great Place to Work in Tennessee

FedEx Express. 942 South Shady Grove Road. ...
Cracker Barrel Old Country Store. 311 Hartman Drive. ...
HCA Healthcare. One Park Plaza. ...
Regal Entertainment Group. 7132 Regal Lane

Real Estate

The median home value in Tennessee is $191,681 and the average market rent $1,118 per month.

Average Income

As of Jun 18, 2021, the average annual pay for the Person jobs category in Tennessee is $32,611 an year.


Tennessee's major industries include agriculture, manufacturing, and tourism. Poultry, soybeans, and cattle are the state's primary agricultural products, and major manufacturing exports include chemicals, transportation equipment, and electrical equipment.

Crime Rankings

Tennessee’s violent crime rate is 5.95% incidents per 1,000 people, which is up from 6.8% last year but higher than the national rate of 4%.

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