Moving to Illinois

Are You Moving To Ilinois?

Thinking of moving to Illinois soon? Relocating to Illinois? There are plenty of posts you can find about the negative reasons to live in Illinois. but we are talking about the positives and all the fun things about moving to Illinois. 

Illinois is a little piece of heaven in the Midwest. Retirees can invest in their lifestyle when they make their home thanks to exciting urban hubs like Chicago and Peoria. With amazing cultures, thriving communities, and an affordable cost of living, retirees can finally make their dream retirement reality in Illinois.

If you want to retire to an exciting urban hub, Chicago is a natural first choice. Chicago gives retires the best of lakefront living and a thriving metropolis. Anyone planning on spending their retirement parked in their armchair, won’t like it Chicago’s exciting culture and an almost endless array of things to do. Navy Pier is a fun place to visit and serves up beautiful views of Lake Michigan.

If you’re moving to Illinois, there are a lot of things you’re going to need to know. Luckily, you’ve come to the right place.

Moving to Illinois

Living in Illinois Pros and Cons

Here are a few pros and cons to consider as you make your move to The Prairie State

Pros.
  • Lots of jobs near big cities or you can retire here and live in rural areas some are beautiful with lakes, hills, and valleys. 
  • Springfield’s affordable cost of living makes it an obvious choice for retirees. The median home value in Springfield at $123,700,
  • Peoria is an affordable city for retirees whether they are looking to rent or own their home. The median home value and the median rent in Peoria well below the national median home value and rent.
Cons.
  • High taxes on everything! Help is scarce for anything. Food, clothing, shelter.
  • Lots of drugs and thieves!  The laws here are also very strict so don’t mess up with police or you might wind up in the prison system.
  • Chicago has a reputation as one of America’s most violent cities.
Tax Rates
  • Property Tax: With the #2 highest in the US, Illinois has an effective property tax rate of 2.32%.
  • Sales Tax: State sales tax is 6.25%. Combined with local taxes, it can range from 6.25% to 11%.
  • Income Tax: The state of Illinois has a flat individual income tax rate of 4.95%.
Housing Market

In April, median prices and sales experienced a positive annual change in both Illinois and the Chicago PMSA. 16,623 houses were sold in Illinois, changing by 10.3% from a month ago and 35.3% from a year ago. In the Chicago PMSA, 12,142 houses were sold, changing by 10.7% from a month ago and 39.7% from a year ago. The median price was $260,000 in Illinois, up 14.5% from April last year; the comparable figure for the Chicago PMSA was $310,000, up 14.8% from April last year.

What Should I Know In 2021?

Economy Outlook

Illinois is in decent shape for a state facing a slowdown in manufacturing, poor agricultural conditions, and numerous demographic and fiscal problems. The economy is doing better than it has in some time. Several private-sector industries are strengthening, and greater fiscal certainty and growth in tax revenues have allowed the public sector to recoup some jobs.

Illinois has trailed its Midwest neighbors in employment and income growth during the current expansion and the gaps have widened over the years. Job growth in healthcare, leisure/hospitality, and transportation/warehousing looks solid, but the upbeat establishment survey data merit caution. Based on a more complete count of jobs from the Quarterly Census of Employment and Wages, employment growth decelerated in the first half of 2020, a trend that
likely persisted in subsequent months.

Illinois is home to more than 70 of the 1,000 biggest companies in the U.S. by revenue—fourth-most among states. They include Boeing, Abbott Labs, Caterpillar, and Kraft Foods. However, the net migration rate out of the state remains high, and projected population growth is negative.

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Traffic & Transportation

The best way to get around Chicago is via public transportation – specifically the L train. Operated by the Chicago Transit Authority, the L (short for “elevated train”) is cheap and easy to use.

Across the state, 63 public transit operators/providers help millions of people reach their destinations. This includes an estimated 400 million bus riders statewide. Illinois transit systems supported more than 736 million trips – across the state, from rural to urban areas. Ninety-six out of the state’s 102 counties offer some type of transit service to their communities.

Cost of living

You don’t have to win the lottery or detassel hundreds of acres of corn by yourself, to live in most cities in Illinois: it’s extremely affordable. Yes, learning the value of the dollar is important, but you don’t want to stress about it daily when looking for a great place to live, good food, and a low cost of living.

Illinois’s cost of living is 23% higher than the national average. The cost of living in any area can vary based on factors such as your career, its average salary, and the real estate market of that area.

Illinois’s housing expenses are 56% higher than the national average and the utility prices are 10% lower than the national average. Transportation expenses like bus fares and gas prices are 27% higher than the national average.

Food & Grocery: Chicago has grocery prices that are 8% higher than the national average.

Healthcare: Healthcare in Chicago is 1% higher than the national average.

Moving to Illinois

Things to Know When Moving To Illinois

Illinois Climate

The four-seasons climate means that residents typically experience hot, humid summers and cold winters.

The summer months are typically the hottest of the year, with average highs in the low 80s. However, the winter months typically average just above freezing temperatures. Many residents prefer the most temperate months of the year, around May and September, where high temperatures average in the low 70s.

Employment

Unemployment is still high in the city. At 8.3% as of February 2021, it's currently up 4.5% year over year. However, this measurement is a drastic improvement from the height of the pandemic.

Real Estate

For the first time, the national median sales price surpassed the $300,000 level. At $1,661 as of March 2021, the median rent price in Chicago is relatively comparable with the current national average of $1,721.

Average Income

As of May 25, 2021, the average annual pay for the Hourly Rate jobs category in Illinois is $33,957 an year.

Industries

Manufacturing, printing, publishing, insurance, transportation, financial trading & services, and food processing also play major roles in the city's economy.

Crime Rankings

Statewide, Illinois has a slightly higher violent crime rate than the national average. The violent crime rate in the Prairie State is 4.0 incidents out of 1,000 people, compared to 3.7 nationwide. Illinois's safest cities saw 75% fewer robberies than the rest of the state.

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Reach out to us in the nearest office.

Illinois

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Chicago IL 60640 Apt 505

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From the blog

Moving Blog.

Henry Blok
Posted by Henry Blok
August 12, 2020
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