Moving to Delaware

Are You Moving From or To Delaware?

Delaware, a small Mid-Atlantic U.S. state, sits on a peninsula marked by dune-backed beaches bordering the Atlantic Ocean, Delaware River, and Delaware Bay. In Dover, the capital, First State Heritage Park encompasses 18th-century Colonial landmarks like the Georgian-style Old State House. The city of Wilmington is known for the Riverfront, a waterside district of parks, boutiques, and restaurants.

Those from other parts of the country may also find Delaware an attractive place to retire. Its proximity to major Northeastern metropolitan areas and relatively low taxes make Delaware one of the best states in which to retire.

Delaware’s scenic beauty, low taxes, and affordable housing make this tiny state a wonderful place to live, work and play. Fresh-air pursuits abound, whether your interests lie in hiking, sailing, bicycling, or exploring miles of picturesque shoreline.

Delaware packs plenty of attractions into just 1,900 square miles of land. The most populous cities, including Wilmington and Brandywine, are at the north end of the state, while Sussex County on the Delmarva peninsula is where the best beaches are found. Nicknamed the Diamond state when Thomas Jefferson described it as a jewel due to its location, Delaware is filled with moments you’ll treasure. It has a history, beaches, family fun, amazing craft beers, and all the Mid-Atlantic coastal charm you could want.

If you’re moving to Delaware, there are a lot of things you’re going to need to know. Luckily, you’ve come to the right place.

Moving to Delaware

Pros and Cons of Living in Delaware

Here are a few pros and cons to consider as you make your move to The First State:

Pros.

  • PROXIMITY TO POPULAR EAST COAST URBAN CENTERS The First State appeals to people who desire proximity to leading East Coast urban centers. Attend a rich array of cultural and artistic events in Washington, D.C., Baltimore, or Philadelphia, which are all a short drive or train ride from Delaware. Newark and New York City are also accessible for day excursions.
  • TAX BENEFITS Aside from real estate taxes, Delaware offers attractive tax benefits for many residents. The state does not collect a sales tax or a social security tax. Retirees may receive up to $12,500 in pension funds before state income taxes apply.
  • A GREAT MEDICAL INFRASTRUCTURE Although some experts worry about the possibility of a primary care physician shortage in downstate Delaware, for the most part, this Mid-Atlantic state provides residents with an excellent medical infrastructure.

Cons.

  • HIGH POPULATION DENSITY Delaware today rapidly approaches a population of a million people. With over 970,000 people living here during 2019.
  • POORLY RATED PUBLIC SCHOOLS Quite a few residents of the First State complain about the caliber of the public school system for students in grades K through 12.
  • THE COST OF LIVING IN DELAWARE IS HIGHER THAN THE REST OF THE UNITED STATES
    Although the cost of housing is competitive and there is no sales tax that you need to worry about here, the cost of living in Delaware is about 10% higher than it is on average in the United States.

Tax Rates

Delaware’s state and local taxes are among the lowest in the nation. There is no state sales tax in Delaware, which makes it a popular place for shoppers.

Delaware has a graduated tax rate ranging from 2.2% to 5.55% on income under $60,000. The maximum income tax rate is 6.60% on income of $60,000 or over.

Housing Market

The Delaware real estate market is booming. … As Delaware turns into a seller’s market, however, it is important for people who are looking to buy a house to not rush through the process, especially when it comes to legal concerns.

The typical home value of homes in Delaware is $274,067. This value is seasonally adjusted and only includes the middle price tier of homes. Delaware home values have gone up 6.5% over the past year and Zillow predicts they will rise 7.8% in the next year.

What Should I Know In 2020?

Economy Outlook

Delaware has the 47th highest economic exposure to COVID-19 (of all states in the US) based on the percentage of the state’s employees in sectors with a High or Medium-High level of exposure to COVID-19.

The state of Delaware has a population of 973,764 and annual population growth of 0.9% over the five years to 2019 which ranks 14 out of all 50 US states. Delaware’s gross state product (GSP) in 2019 reached $63.3bn, with a growth of -0.1% over the 5-years to 2019. Businesses in Delaware employed a total of 24.2 million in 2018, with average annual employment growth of 2.6%. The top three employment sectors include Health care and social assistance, retail trade, and Professional, scientific, and technical services while the unemployment rate across the state in March 2020 was 5.3%.

Future job growth over the next ten years is predicted to be 34.0%, which is higher than the US average of 33.5%. – The Sales Tax Rate for Delaware is 0.0%. The US average is 7.3%.

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Traffic & Transportation

Dart First State is operated by the Delaware Department of Transportation’s Delaware Transit Corporation. Dart First State provides commuter rail service, intercounty bus service, fixed-route bus service, paratransit service, commuter assistance service, the Wilmington Trolley, and the Ride-Share Delaware Program.

Delaware’s Wilmington is well-connected to the Eastern Seaboard via train. The Amtrak Northeast Corridor Line is the main long-distance route that stops at Wilmington, but there are also several stops at Wilmington every day on the regional Metroliner and Acela trains that run to nearby cities like Philadelphia and Baltimore.

Public bus transportation in Delaware is limited to Wilmington and Rehoboth Beach. In Wilmington, the DART network runs throughout the city and as far as the historic town of New Castle and the two shopping malls. Wilmington’s trolley is another option to travel between the Riverfront district and Rodney Square, passing by the Amtrak station. Fares are cheap and the entire route takes only 15 minutes to complete.

A gallon of gas is just under $2, and although public transport can be hard to come by outside the major cities, a monthly bus pass in a city like Wilmington costs an average of $80.

Cost of living

Delaware has a fairly reasonable cost of living compared with its neighbors up and down the east coast.

Utilities are overall reasonable and only marginally higher than across the nation, coming in at between 3.1-5.7% over the national average. For example, two people living in a 2 bedroom place can expect to pay around $170 a month for water, gas, and electricity combined.

In Delaware, the living wage for two working adults with one child is $13.92, according to MIT’s living wage calculator. A second child bumps it up to $16.26. A single parent with one child would have to make $26.11 an hour.

Food and groceries are just slightly higher than the national average, coming in at between 1.9-3.4% higher.

For example, when it comes to eating out, an average lunch with a drink will set you back around $15 in a mid-range restaurant. A quart of milk costs less than a dollar, and 12 eggs come in at just a shade over $3.

Healthcare costs are a major concern for many individuals and families. Unfortunately, those who move to Delaware can expect to pay a premium, with overall costs in the state coming in at around 16% higher than the national average.

Moving to Delaware

Things to Know When Moving to Delaware

Delaware Climate

The climate of Delaware is humid and temperate. The average daily temperature at New Castle Airport in northern Delaware is 54 °F (12 °C), varying from an average high of 86 °F (30 °C) in July to an average low of 23 °F (−5 °C) in January.

Employment

As of Nov 12, 2020, the average annual pay for the Average jobs category in Delaware is $62,391 a year. that works out to be approximately $30.00 an hour.

Real Estate

There are currently 4,712 homes for sale in Delaware. The median list price in Delaware is $335,900 and the average price per square foot is $152.

Average Income

As of Nov 16, 2020, the average annual pay for the Average jobs category in Delaware is $62,391 a year. Just in case you need a simple salary calculator, that works out to be approximately $30.00 an hour. This is the equivalent of $1,200/week or $5,199/month.

Industries

Agriculture — broilers, soybeans, corn, milk. Fishing Industry — crabs, clams. Manufacturing — chemicals, food products, paper products, rubber and plastics products, primary metals, printed materials.

Crime Rankings

Crime rates are slightly higher than national averages in Delaware, with violent crime occuring at a rate of 4.2 incidents per 1,000 and property crime at 23.2 incidents per 1,000.

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