Moving to Indiana

Things to Know Before Moving To Indiana

Indiana may be best known for its obsession with sports (and limestone) but what may not be in the public domain is that the Midwestern state has one of the lowest cost of living in the United States. A dollar stretches a long way here, longer than it would in 41 states. Anyone looking to relocate to the Hoosier State will also be happy to know home prices in Indiana are among the most affordable in the country.

It is the 16th largest state economy in the United States and this, coupled with the sixth lowest unemployment rate in the nation, makes for very interesting reading, or living rather. The state’s economy is mainly flanked by agriculture, manufacturing, and automotive industries. Also of notable importance is healthcare and education, not forgetting the two prestigious universities based here: Purdue and Notre Dame.

A dollar stretches a long way here, longer than it would in 41 states. Anyone looking to relocate to the Hoosier State will also be happy to know home prices in Indiana are among the most affordable in the country. As well, the state boasts a strong economy that is about the size of Norway, according to the American Enterprise Institute.

If you’re moving to Indiana, there are a lot of things you’re going to need to know. Luckily, you’ve come to the right place.

Moving to Indiana

Pros and Cons of Living in Indiana

Here are a few pros and cons to consider as you make your move to The Hoosier State


1. Friendly people. Unlike many other states, people in Indiana know good manners. If you greet an unknown person in the street, expect to get a greet back.

2. Low crime rate Not often will you hear that there was a shooting or stabbing in Indiana? Therefore, people there live peacefully, without worries that someone may attack them on their way home.

 3. Weather When you live on the coast, all you can see is the sun. We are not saying that is a bad thing. But, you would still want to change it from time to time. Well, you will not have that problem if you relocate to Indiana.

4. Great universities Indiana is the home of three world-class universities: Indiana University Bloomington, Purdue University, and The University of Notre Dame.


1. No diversity. If it is important for you to be surrounded by various different cultures, then moving to Indiana is not for you.

2.Long distance from the ocean. If you are a big fan of the beach, you will not enjoy living in Indiana very much. But, you can always go somewhere on the coast for holidays!

3.Really cold winters. Yes, it is great to play in the snow and make snowmen. But, sometimes it can be really cold in Indiana. If you prepare yourself for that time of the year, you will be fine.

Tax Rates
  • Property Tax: 0.87%. The effective tax rate is #23 lowest in the US.
  • Sales Tax: Indiana’s base state sales tax rate is currently 7%.
  • Income Tax: 3.23%. The state has a flat statewide income tax.
Housing Market

844 houses were sold in Northwest Indiana during May 2021. These homes for sale in Northwest Indiana had an average sale price of $252,131 and a median sale price of $220,000. This represents a 20% and 16% increase, respectively, when compared to May of 2020. Overall volume of single family homes sold in May was up 21%.

What Should I Know In 2021?

Economy Outlook

Last year’s forecast stated that 2020 “could be quite volatile economically.” That statement turned out to be both true and a significant understatement of what has actually played out over the past year. There are two pieces of optimism for the Indianapolis metro area heading into 2021. The first piece of good news is that the area continues to outperform other areas of the state, albeit by a smaller margin, even in this challenging economic environment. Secondly, 2021 will likely be a year of economic recovery, with increases in job creation and economic growth.

The Indianapolis-Carmel-Anderson MSA makes up 29.0% of the state’s population (or about 1.95 million people), but accounts for 33.5% of the state’s employment and 34.0% of the state’s income. So Indianapolis will continue to be a driver of the state’s economic activity.

Economic forecasting is always a challenge, but this year is especially difficult. The uncertainty created by the COVID-19 pandemic leads to a wide range of potential economic outcomes. We are not forecasting the types of widespread government-mandated business closures that occurred in March and April 2020 to happen again—but that is certainly a possibility. Further, economic stimulus is badly needed to protect businesses and households until the worst effects of the pandemic are dealt with.

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Traffic & Transportation

IndyGo, Indianapolis Public Transportation Corporation, provides commuting options to residents and guests of Indianapolis. There are 30 Fixed Routes. Including:

  • Route 8 Washington Street Cross-Town – $1.75 per ride. Serving Indianapolis International Airport seven days a week (including holidays) with trips to and from every 30 minutes. Passengers can expect 45 minutes of travel time. Westbound buses to the airport stop along Ohio Street within walking distance of several downtown hotels. At the airport’s Ground Transportation Center, downtown-bound passengers can board Route 8 at Zone 6.
  • The Red Line Downtown/IUPUI Circulator – $1.75 per ride, Monday-Saturday, 7 a.m.-10 p.m.
  • Other Fixed Routes throughout Indianapolis – $4 Day Pass

Cost of living

With an overall cost of living index of 90.4, Indiana comes in at number ten for the most affordable cost of living in the U.S, but that definitely doesn’t mean it’s expensive!1 While smaller towns and cities typically provide a cheaper lifestyle than big cities, Indianapolis, Indiana’s capital city, is one of the most affordable cities in the country.

The median price for a house in the Hoosier State is $148,500, while $793 is the average monthly rent for a one-bedroom apartment. Its natural resources like coal are an important part of the economy. The cost of living in Indianapolis is 35.24% less expensive than New York.

Median 2-bedroom apartment rent $1,213. Median home value $148,500 . Gas (per gallon) $2.78.

Moving to Indiana

Are You Moving To Indiana?

Indiana Climate

Indiana experiences a humid continental type of climate in the northern and central regions of the state and a humid subtropical climate in the south. Hot summers and cold winters are typical, with a gradual increase in warmth in the southern regions.


Here are the top 5 fastest-growing jobs in Indiana, Occupational Therapy Assistant. Biomedical Engineer. Home Health Aid. Web Developer. Physical Therapist Assistant.

Real Estate

Home prices in Indianapolis have risen 7% on a year-over-year basis. However, Indianapolis's increased median price of $225,000 is still well more than $100,000 less than the current national average of $353,000.

Average Income

As of May 28, 2021, the average annual pay for the Economic jobs category in Indiana is $67,066 an year.


The major industries of Indiana are manufacturing, agriculture, mining, and service industries.

Crime Rankings

Experience with property crime increased 386% year over year in Indiana. Statewide property crime rates (21.8) are slightly lower than the national average of 22.0 incidents per 1,000. Indiana's violent crime rate (3.8) is barely above the national rate of 3.7.

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